Personal mortgage loan is a financial product of our bank.
The borrower uses the gold products in his or her account as collateral to apply for a secured loan for personal use from our bank.
Personal mortgage loan features include:
1. High loan amount: up to 80% of the appraised value.
2. Strong flexibility: There are no restrictions on the purpose of the loan, and no proof of consumption is required.
3. Fast procedures: self-service application, automatic loan approval, and immediate disbursement to your home.
Personal mortgages are an effective financing tool that can help borrowers achieve their personal goals, but they also need to be aware of the associated risks. If you are considering applying for a personal mortgage, it is recommended that you seek advice from our professionals before applying.
