personal risk management

Customer service

It is important to make a clear decision about the risk you are willing to take and then stick to it to ensure your investment is suitable.
If you take too big a risk, your capital can dwindle quickly;
If the risk is too low, it may mean that the return on your investment is insufficient.

How much loss can you afford?

1. Risk assessment
We will evaluate the individual's credit situation, including but not limited to the individual's credit record, financial status, job stability and other factors.
This step is to understand the individual's ability and willingness to repay debt in order to decide whether to approve the loan application.

2. Risk control
We will set certain loan amount and term limits to control loan risks.

For example, we may stipulate that the loan amount cannot exceed a specific percentage of the individual's annual income, or the loan term cannot exceed a certain number of years.

3. Risk diversification
We spread the risk by making many small loans rather than a few large loans.
In this way, even if there is a problem with one of the loans, it will not have a big impact on the bank's overall assets.

4. Risk transfer
We will also transfer loan risks to insurance companies or other institutions by purchasing insurance.
For example, GSB Bank may purchase credit insurance so that if the lender fails to repay the loan, the insurance company will compensate the bank for its losses.

GSB has served countless customers and experienced a variety of environments.
We understand the importance of responding quickly to market conditions to protect and grow wealth.
We are committed to becoming a long-term partner that truly understands you and is worthy of your trust.
You need more than just a bank.
You need a partner who can help you through the ups and downs of life.

personal risk management

Reimagining the speed of payments.Connecting all of humanity to create a better future.

Reimagining the speed of payments.
Connecting all of humanity to create a better future.