Affected by geopolitics and the United States suspending quantitative easing (QE) and starting an interest rate hike cycle, global market conditions will be relatively volatile in 2022. No one has a crystal ball to predict the future trend of the market; on the contrary, what investors can do is to adjust their investment strategies , consider using funds to help diversify the risks of your assets.


Diversification: Balancing Risk and Return
Many people say that they should diversify their investments and not put all their eggs in the same basket, but which basket should they put first? If investors want to start with funds, they may wish to choose a balanced fund portfolio, which is composed of multiple asset investments, including traditional assets such as stocks, bonds and cash, etc.; or alternative assets such as real estate, infrastructure, renewable energy, etc. Compared with single-asset funds, balanced funds can effectively diversify investment risks and are more suitable for investors who want to "balance" risk-return.



What are the advantages of Citi® Select Portfolio?
The Citi ® Selected Investment Portfolio is composed of high-quality balanced funds selected by Citi's professional team through quantitative analysis. When the team analyzes high-quality balanced funds, in addition to examining the management team of the fund company and the way in which assets are selected, Fund investment portfolios and risk management will also recommend appropriate Citi® preferred investment portfolios based on some quantitative indicators and investors' product risk ratings. In addition, the team will also review the portfolio every quarter, hoping to more effectively diversify risks and maximize returns. Citi also has access to fund managers in the process of analyzing funds, which is also one of the advantages of Citi®'s preferred investment portfolio.


If you want to buy and sell funds anytime and anywhere, you can do it with Citi Mobile ® App! The entry fee for the Citi® Selected Investment Portfolio is as low as HK$100. You can view the fund performance and expected returns at a glance on the app, so you don’t have to worry about it! If you want to buy individual funds, you can also use the "Fund Finder" in the app to find your favorite funds based on fund name, region, industry, type, currency, fund company, etc. The admission fee can be as low as HK$1 or US$1, you decide what you want to buy!